Blognotes.
Notes on scoring credit before the outcomes arrive: what a lender hands over, what comes back, and how a model earns a book. Each one says no more than the product's own pages do.
Shadow first, then Handover.
How service moves from a lender's current process to the model, and back if the evidence turns.
Before Handover, three things run side by side on the same book: the current process, which keeps serving; zypl.Foundation, scoring in shadow; and the lender's held-out outcomes, kept for review.
zypl.Foundation desk
Sign-off