A reviewable scorecard before any repayment
No outcomes yet? Day-Zero delivers a closed-form scorecard from your documentation and feature statistics, for your validator to review before launch.
You send
- Who you are: region, regulator, type of business
- What counts as default, and when loans were made
- Your field dictionary, coded values included
- How applications arise: own initiative, pre-approval, cross-sell, broker
- Feature statistics only: no outcome labels
You receive
- A closed-form scorecard: weights, anchors, category tables
- A written reason and a confidence for every weight
- Expected default rate and expected ranking quality
- A sealed scorecard file or a hosted service, in days
You receive the scorecard itself, because your validator must review it. The method that produces it stays inside our service.
Send your product's data dictionary and feature statistics. Within 48 hours you get the top drivers, the expected ranking band and the data-readiness gaps for that product — not the card, and not the method.
The demo walks through a Day-Zero scorecard on public lending books whose outcomes are published, so every number on screen can be checked.